Terms & Conditions for Insurance Protection

Effective Date: February 17, 2026

Welcome to Legacy Path Insurance Agency (“Legacy Path,” “we,” “us,” or “our”). By accessing or using this website, you agree to the Terms & Conditions below. If you do not agree, please discontinue use of this website.

1. Purpose of This Website

This website is provided to share general information about our services and to allow visitors to request a consultation, submit an inquiry, or access resources related to insurance planning and protection strategies.

Any content on this website is for informational purposes only and should not be interpreted as legal, tax, or financial advice.

2. No Guarantee of Coverage

Submitting a request through this website, booking a session, or speaking with our team does not guarantee coverage, approval, or issuance of any insurance policy.

All insurance products are subject to:

underwriting approval
eligibility requirements
carrier guidelines
applicable state and federal regulations

3. Consultations and Recommendations

Legacy Path offers educational, structured, advisory-level consultations designed to help you understand your current protection plan and identify gaps.

Recommendations are based on the information you provide. Final policy terms, rates, and availability are determined by the insurance carrier.

4. User Responsibilities

By using this website, you agree that any information you submit is accurate and complete to the best of your knowledge. Providing inaccurate or incomplete information may impact eligibility, pricing, or our ability to support your request.

5. Communications Consent (Email, Phone, and SMS)

By providing your contact information through this website, you consent to receive communications from Legacy Path Insurance Agency, including by:

email
phone call
text message (SMS)

These communications may include consultation follow-up, appointment confirmations, reminders, and service-related

messages.

Message and data rates may apply. Message frequency may vary. You may opt out of SMS messages at any time by replying STOP. For help, reply HELP.

Consent to receive SMS messages is not required as a condition of purchasing any insurance product.

6. SMS Terms of Service

By opting in to receive SMS communications from Legacy Path Insurance Agency, you agree to the following terms:

By providing your mobile number and opting in through our website forms, booking forms, or other communication channels, you consent to receive SMS communications

Types of Messages You May Receive
We may send you text messages related to appointment reminders, consultation follow-ups, policy updates, service notifications, and responses to your inquiries.

Message Frequency
Message frequency may vary depending on your interaction with our agency.

Message and Data Rates
Message and data rates may apply based on your mobile carrier plan.

Opt-Out Instructions
You may opt out of SMS communications at any time by replying STOP to any message. After you send STOP, you will receive a confirmation message and will no longer receive SMS messages from us unless you re-subscribe.

Help Instructions
For assistance, reply HELP or contact us at concierge@legacypathagency.com or call (240) 221-6294.

Carrier Disclaimer
Carriers are not liable for delayed or undelivered messages.

Eligibility
By opting in, you confirm that you are 18 years of age or older and authorized to provide consent for the mobile number submitted.

Privacy Policy
Your information will be handled in accordance with our Privacy Policy, available at:
https://www.legacypathagency.com/privacy-policy

7. Intellectual Property

All content on this website—including text, graphics, branding, and logos—is the property of Legacy Path Insurance Agency unless otherwise stated. You may not copy, reproduce, distribute, or reuse website content without written permission.

8. Third-Party Links

This website may contain links to third-party websites for convenience. Legacy Path is not responsible for the content, privacy practices, or services of third-party websites.

9. Limitation of Liability

Legacy Path Insurance Agency is not liable for any damages arising from your use of this website, including indirect,

incidental, or consequential damages.

Use of this website is at your own discretion and risk.

10. Privacy

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.

11. Updates to These Terms

We may update these Terms & Conditions from time to time. Updates will be posted on this page with a revised effective date. Continued use of this website constitutes acceptance of the updated terms.

12. Contact Information

If you have questions regarding these Terms & Conditions, you may contact our concierge team:

Legacy Path Insurance Agency
Email: concierge@legacypathagency.com
Phone: 240-470-0022
Website: https://www.legacypathagency.com/